|
|
OFFICIALS INSURANCE Questions
(FOR USSSA ACTIVITIES)
WHEN OFFICIATING A USSSA ACTIVITY, WHAT INSURANCE IS
PROVIDED FOR ME?
For USSSA registered officials only, the following coverages are
provided:
1- Secondary accident medical insurance with a $100,000 limit-No
deductible.
2- General liability insurance with a $2,000,000 per occurrence, no
aggregate limit.
3- Coverage is provided for USSSA registered officials only.
AM I COVERED WHILE OFFICIATING A PRESEASON OR PRACTICE GAME?
Yes, but only for an activity involving USSSA registered teams.
MOST OF MY OFFICIATING IS FOR THE USSSA, BUT SOMETIMES I CALL AN
UNSANCTIONED TOURNAMENT. DOES MY INSURANCE COVER
THESE UNSANCTIONED TOURNAMENTS?
No. USSSA Officials insurance covers USSSA sanctioned activities only.
(See next section – Officials Insurance for Non-USSSA activities.)
I HAVE MY OWN MEDICAL INSURANCE AND AM INJURED WHILE OFFICIATING. DO I
HAVE TO FILE THE CLAIM WITH MY INSURANCE CARRIER?
Yes. The officials accident medical coverage is secondary to any other
insurance in force.
I WAS INJURED OFFICIATING A USSSA EVENT. WHAT PROCEDURE
SHOULD I FOLLOW?
First, turn your claim in to your primary insurer, if you have primary
insurance.
Second, call Filice Insurance Agency, at
1-877-345-4309 for a claim form. Claim forms will be sent out
only to the injured official after verifying registration at National
Headquarters. Do not hold your claim form! File it immediately and
forward all bills to the claims administrator upon receipt.
IF I AM SUED FOR MY ACTIONS DURING A USSSA ACTIVITY, WHAT
SHOULD I DO?
If you are sued or threatened to be sued in writing, immediately send
the information to Filice Insurance Agency,
3736 Mt. Diablo Blvd, Suite 301, Lafayette, CA 94549. Include
your full name, address, daytime telephone number, and names and
addresses of any witnesses.
AM I COVERED IF INJURED IN AN AUTOMOBILE ACCIDENT GOING TO OR FROM AN
OFFICIATING ASSIGNMENT?
No. Travel coverage is not included.
MY PRIMARY INSURANCE HAS A $500 DEDUCTIBLE. WILL THE
OFFICIALS COVERAGE PAY THIS DEDUCTIBLE?
Yes. Coverage is provided to pay your deductible and co-insurance
payment, up to the usual and customary charge.
ARE MY EYEGLASSES OR CONTACT LENSES COVERED?
No. Personal property is not covered.
16
IS CHIROPRACTIC CARE COVERED FOR OFFICIAL INJURIES?
Yes. Subject to the policy limits.
I WAS INJURED WHILE OFFICIATING A USSSA GAME. I WANT TO WAIT UNTIL THE
END OF THE SEASON FOR TREATMENT. IS THIS COVERED?
No. Treatment must begin within 30 days of the date of the injury, and
be concluded within 2 years of the injury date.
I SUFFERED A HEAT STROKE WHILE OFFICIATING A USSSA TOURNAMENT. DOES OUR
OFFICIALS MEDICAL INSURANCE COVER THIS?
No. Heat stroke, heart attack, dehydration, etc. are illnesses. The
officials policy covers accident medical injuries only, not illness or
disease.
17
OFFICIALS INSURANCE
(FOR NON-USSSA ACTIVITIES)
CAN I PURCHASE INSURANCE TO COVER NON-USSSA OFFICIATING?
Yes. Available only to USSSA registered officials, coverage can be
purchased to
cover non-USSSA officiating, only in the sports that USSSA sanctions.
WHAT IS THE COST?
$25 (adults) or $12 (youth), in addition to the USSSA officials
registration fee.
WHAT COVERAGE IS PROVIDED FOR ME?
The same coverage provided to all USSSA officials (see preceding
section).
HOW CAN I PURCHASE THIS COVERAGE?
Through your state umpire-in-chief, state director, or the area director
who registered you as a USSSA official.
WHAT IS THE POLICY PERIOD?
January 1, 2007 to January 1, 2008.
|